The Smarter Way to Pay. Powered by AI, Secured for You.

Unlock the future of financial security with AI-powered virtual cards.

Build a Wall Between Your Bank Account and Merchants

Create virtual cards for every transaction and protect your bank account from merchants. With Banxito, merchants never access your bank details—your financial privacy, guaranteed.

Why Banxito is the Smartest Choice

Banxito offers a range of virtual cards, each powered by intelligent features to give you more control and privacy.

Choose from cards designed for one-time purchases, subscriptions, and travel, all customizable with the help of AI.

Banxito leverages the power of AI to give you more control, privacy, and protection over your transactions.

Whether it’s fraud detection, budgeting, or smarter card creation, Banxito ensures that your financial future is as secure as it is convenient.

AI Powered Features:

  1. Smart Spend AI: Personalized card recommendations based on your transaction history.

  2. Real-Time Fraud Detection: Detects suspicious activity and auto-pauses cards if fraud is detected.

  3. Predictive Budgeting: AI-driven budget forecasts to help you stay on track.

  4. Spending Trends: Get reports on where your money is going each month.

  5. Smart Alerts: Receive alerts when you're approaching your spending limits or budgets.

  6. Budget Optimization: AI suggests better card types for certain transactions to save money.

Meet the Cards That Put You in Control

1. TransactionCap Card

This Card allows multiple transactions as long as each individual transaction remains under the specified spend limit. Ideal for daily expenses like coffee, groceries, or incidental purchases.

2. SpendingCap Card

A long-term card that authorizes transactions up to a fixed spend limit for its entire lifetime without resetting. Suitable for ongoing but controlled spending needs, such as a one-time gift or an emergency fund.

3.Vanisher Card

A single-use card that becomes unusable after one transaction, providing enhanced security for one-time purchases or sensitive transactions. Perfect for secure online purchases or temporary access.

5. Subscription Card

Manages recurring payments by setting a monthly spending cap. Ideal for controlling subscription-based expenses such as streaming services, software subscriptions, or gym memberships, ensuring budgets are maintained without manual oversight.

6. Subscription Trial Card

A specialized Vanisher Card with a minimal spend limit, perfect for trial subscriptions to prevent unintended charges beyond the trial period. Ensures that only a nominal amount is authorized, safeguarding against accidental overcharges.

7. Merchant-Lock Card

Restricts the card’s usage to designated merchant(s), enhancing security by preventing unauthorized use at other merchants. Ideal for dedicated purchases with trusted vendors or specific online stores.

4. Traveler Card

Tailored for travelers, this card restricts usage to specified countries or regions, ensuring the card is only used within intended travel locations. Enhances security by preventing unauthorized use outside designated areas.

8. Guardian Card

A family-focused card that allows parents to set spending limits and exclude certain merchant categories, enabling control and monitoring of children's spending activities. Helps teach financial responsibility while maintaining oversight.

Benefits

  • Merchants only see your virtual card information, never your real bank account details.

  • Set spending limits, lock cards to specific merchants, and manage your finances in real-time.Description text goes here

  • Ensure every transaction is protected with our 2-factor authentication and custom card settings.

  1. Register with email address and password.

  2. Connect to a funding source.

THAT’S IT!

Once funding source is linked, users can start creating smart and flexible cards.

GET STARTED IN 3 EASY STEPS

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Protect yourself

Because each card is unique, you can control how much of your money goes to each transaction. Need to make a one-time purchase online? A Vanisher card expires after each transaction, protecting you from unwanted recurring charges and credit card fraud.

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Limit your exposure

Banxito’s virtual cards let you determine exactly how much exposure you have with each online shopping site. With spend limits and expiration dates, you have more control over how much each online store can charge you.

Manage recurring payments

By setting up a unique virtual card for each subscription, you can set a per month limit—and never worry about missing a payment or being overcharged for a subscription again.

No surprises

Your Banxito virtual cards pull from your wallet. So you always know exactly how much is spent (and can set a hard limit).