Take Action.

High healthcare bills are the No. 1 reason people would consider taking money out of their retirement accounts or filing for bankruptcy. Medical debt is the top reason that people, regardless of age, would consider cashing in their 401(k)s or other retirement savings.

Before you raid your personal savings, be proactive and start saving for when you need it the most.

Life is unpredictable. Some days aren’t all sunshine, like when your car breaks down or your house needs a repair. These situations happen to everyone. That’s why it’s important to save a little so you’re protected when things go wrong. Caresito mobile wallet will help you save for rainy day and emergency funds to pay for unexpected expenses .